Ask Adam: Term or Permanent Life Insurance?

July 12, 2017

Hey Adam,
I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?

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Bullish on Brokers – Why Direct Writers Must Fear the Modern Broker

July 5, 2017

I’m often asked how we are handling competition from direct writers and our feelings on insurance company affinity programs, as well as hearing our broker colleague’s talk about how these are threatening their businesses. It’s a fair question and concern, but I’m not sure it’s a threat as much as an opportunity. Read more

Ask Adam: To Claim or Not to Claim

June 28, 2017

Hey Adam,
I’ve had my house and car with an insurance company for eight years and this past weekend, lightning struck twice (sort of). Not only did I have a fender-bender with my car (minor damage and thankfully nobody was hurt), but I also lost some roof shingles in a windstorm. Read more

How a DUI Affects Your Auto Insurance in Ontario

June 17, 2017

It only takes one poor decision to put you into the market for high risk auto insurance, and if you need insurance in Ontario following a DUI, you’re among tens of thousands of drivers each year searching for information and trying to understand your options moving forward.

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Do I Really Need Home Sharing Insurance?

March 16, 2017

Thousands of Canadian homeowners are offering their home to travellers as a great way to earn some extra money. With homeowners insurance already in place, is there any real need for home sharing insurance? It’s a good question and to make that decision, here are some facts to think about. Read more

5 Safety Tips for Spring Driving

March 9, 2017

It is starting to feel like spring is really coming, especially when we have to spring ahead to Daylight Savings Time this weekend. Changing our clocks forward an hour can put a lot of us out of sync making Monday morning’s commute a bit more challenging. With other seasonal changes coming, here are 5 safety tips to keep in mind for your spring driving: Read more

Tips to Save Money on New Car Insurance

February 22, 2017

Buying a new car is an exciting event for most people but don’t let the new car insurance that goes with it spoil the fun. Whatever new vehicle you’re buying, it’s a good idea to look into the insurance rates that go with it before you make your decision. Read more

Why do men pay more for car insurance?

February 15, 2017

Different drivers present different risks for insurers, but why do men pay more and is it really fair?

The fact that men pay more for car insurance than women is a constant sore point and becoming a hot debate internationally.

Why do men pay more? Mostly because data supports the thesis that men are riskier drivers.
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5 Things That Could Invalidate Your Home Insurance

February 9, 2017

Is your home insurance still valid? There are a few things that could change in your home that could actually invalidate your home insurance. Before you are shocked when you find out your claim is being denied, take a look at this list of household changes to see if your home insurance needs updating. Read more

5 Ways New Drivers Can Get Lower Insurance Rates

February 2, 2017

New drivers in Ontario face enough challenges on the roads so there’s no need to add finding lower insurance rates to that list. Here are five ways to make it easier to get lower rates for your car insurance: Read more