I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?
I’m often asked how we are handling competition from direct writers and our feelings on insurance company affinity programs, as well as hearing our broker colleague’s talk about how these are threatening their businesses. It’s a fair question and concern, but I’m not sure it’s a threat as much as an opportunity. Read more
I’ve had my house and car with an insurance company for eight years and this past weekend, lightning struck twice (sort of). Not only did I have a fender-bender with my car (minor damage and thankfully nobody was hurt), but I also lost some roof shingles in a windstorm. Read more
Thousands of Canadian homeowners are offering their home to travellers as a great way to earn some extra money. With homeowners insurance already in place, is there any real need for home sharing insurance? It’s a good question and to make that decision, here are some facts to think about. Read more
It is starting to feel like spring is really coming, especially when we have to spring ahead to Daylight Savings Time this weekend. Changing our clocks forward an hour can put a lot of us out of sync making Monday morning’s commute a bit more challenging. With other seasonal changes coming, here are 5 safety tips to keep in mind for your spring driving: Read more
Buying a new car is an exciting event for most people but don’t let the new car insurance that goes with it spoil the fun. Whatever new vehicle you’re buying, it’s a good idea to look into the insurance rates that go with it before you make your decision. Read more
Different drivers present different risks for insurers, but why do men pay more and is it really fair?
The fact that men pay more for car insurance than women is a constant sore point and becoming a hot debate internationally.
Why do men pay more? Mostly because data supports the thesis that men are riskier drivers.
Is your home insurance still valid? There are a few things that could change in your home that could actually invalidate your home insurance. Before you are shocked when you find out your claim is being denied, take a look at this list of household changes to see if your home insurance needs updating. Read more
New drivers in Ontario face enough challenges on the roads so there’s no need to add finding lower insurance rates to that list. Here are five ways to make it easier to get lower rates for your car insurance: Read more