Ask Adam: Auto Insurance Myths

June 3, 2018

Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, Adam addresses some of the most common myths.

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Ask Adam: High-risk Auto Insurance Special

February 28, 2018

We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary for those of you who find yourselves needing to shop around for new insurance.

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Ask Adam: Car Insurance Special

November 14, 2017

In This Installment of Ask Adam:

  1. Driver training & lower car insurance
  2. Transferring driving experience to Ontario
  3. How auto insurance companies set their rates
  4. Less-known ways to save on car insurance
  5. Insurance company with best rates in Ontario
  6. Why your car insurance rate could change
  7. How fault is determined in a car accident
  8. Missed car insurance payments
  9. Cost of commercial vs. personal auto insurance


Hi Adam,
If I take driver training, will it affect my car insurance rate? Is driver training worth it?

Patrick from Toronto

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The 6 Best Tips For Winterizing Your Cottage

October 16, 2017

Most people have their cottages open and available for three out of four seasons, and closed during the winter. The process of getting your cottage ready to withstand the winter is called winterizing, and it is important that you are as thorough as possible with your winterizing techniques to protect your property and make sure it’s in great shape for the following spring.

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Can I Cancel My Motorcycle Insurance in the Winter?

September 20, 2017

When it comes to motorcycle insurance, many motorcycle owners have questions about how their policy premium is calculated and if they have to cancel their policy in the fall and start a new one in the spring.

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Advanced Rider Training Courses in Ontario

September 18, 2017

Whether you’ve just earned your M2 or you’re a seasoned rider, an advanced riders training program can help you boost your skills, confidence, and safety on two wheels. Read more

Ask Adam: Motorcycle Insurance Special

August 22, 2017

In This Installment of Ask Adam:

  1. Cost of insurance vs. value of motorcycle
  2. Insurance for custom bikes
  3. Rider training discounts
  4. Standalone motorcycle insurance
  5. Sportsbike blacklists
  6. Multiline discounts for experienced riders
  7. Advice for first time riders
  8. Seasonal motorcycle insurance
  9. Impact of automobile driving history on motorcycle insurance rates


Hi Adam,

Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?

John in Scarborough

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Ask Adam: Home Businesses, Water Coverage, Moving Companies, and More

July 31, 2017

In This Installment of Ask Adam:

  1. Home day cares and insurance
  2. Working from home and insurance
  3. Choosing an insurer for a home-based business
  4. High-rise water coverage
  5. Insurance from moving companies
  6. Home insurance and moving company damage
  7. Rental car accidents and your personal policy


Hey Adam,
I run a daycare from my home, do I have coverage under my home insurance?

Sandra from Toronto

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Presentation for the 2017 Young Brokers Conference

July 26, 2017

Below is the slide deck from a presentation I gave to the annual Young Brokers Conference (YBC) in Niagara Falls last month. An energetic group of 124 young up and comers in the industry were given a case study of a stagnant brokerage that wasn’t growing and had a pile of other issues.

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6 Things to Look For in a Motorcycle Training Program—and 1 Thing to Avoid

July 16, 2017

If you’re ready to hit the open road on a motorcycle, a rider training program will give you the skills and confidence you need to stay safe on two wheels. And not only is a motorcycle skills course a great way to learn how to enjoy your bike, it can help you save money too—insurance providers offer attractive discounts to graduates of MTO-approved motorcycle training courses in Ontario. Read more