Author: Alex Gemmiti

About Alex Gemmiti:

Alex Gemmiti (BSc, CIP, RIBO) is the service team leader for Mitchell & Whale Insurance Brokers Ltd. Alex has been a Service Team Member at M&W for over 2 years, and was a claims adjuster for 5 years before coming onboard.

Alex loves touring Ontario’s craft beer scene in his free time. He loves his job because he has the opportunity to truly help people who find themselves in tricky situations when they have a claim for their home, car, or motorcycle.

Posts by Alex Gemmiti:

How to Handle a Home Insurance Claim Dispute

21 Oct 2020 in Home Insurance

If you ever need to make a home insurance claim, it’s possible that it will go smoothly and you and your insurance company will agree on what has been damaged or lost, how much of it is covered, and what fair value is for those covered losses.

Read more

Can Missing a Monthly Payment Affect My Insurance Rates?

24 Feb 2020 in General Insurance Info

Missed payments are not in and of themselves a rating factor for insurance, but if you fall behind by more than a month, that could lead to you being cancelled, and that will definitely affect your future insurance rates.

Read more

Do you Rent? Here’s 5 Reasons Why You Need Tenants Insurance

13 Jul 2018 in Home Insurance

With the rising cost of real estate in Ontario, it is becoming increasingly popular for individuals to rent out investment properties. The rising cost of homes has also made it more popular to rent than it is to buy. Especially for younger couples and small families.

Read more

My Roof is Damaged and Now it’s Raining! What Do I Do Next?

10 May 2018 in Home Insurance

Recently, the southern Ontario region was hit with a large windstorm which affected many residents in the GTA and surrounding areas. Many homes were left with fallen tree branches and even more with missing shingles.

Read more

Ice Dams 101

16 Apr 2018 in Home Insurance

An ice dam is a build-up of ice or snow along the edge of a roof or eaves. Water from rain or melting snow then pools behind this build-up and passively backs up underneath the shingles entering the attic or wall cavity.

Read more

Wind Damage: What’s Covered and How to Proceed

07 Apr 2018 in Home Insurance

This Wednesday’s windstorm in Southern Ontario left a trail of destruction and at least 100,000 without electricity. Wind gusts of up to 100km per hour toppled fences, brought down trees, ripped siding from homes, and blew shingles from roofs throughout the province.

Read more