Al Maggi

Al Maggi is Mitchell & Whale's senior writer and content editor. Al works closely with other members of the M&W broker and executive team to make complex insurance topics understandable, and simpler ones interesting and informative.

Posts by Al Maggi:

COVID-19 and insurance rates

How Will COVID-19 Affect Your Insurance Rates?

The coronavirus pandemic, in the short term, is having a downward impact on auto insurance rates in Ontario, but that’s mostly related to people not driving to work. In the longer term, say in the next 3 to 5 years, COVID-19 is likely to drive up insurance rates for everyone, especially for businesses, particularly because

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Careless & dangerous driving in Ontario - Laws, penalties, fines

Careless & Dangerous Driving in Ontario: Laws, Fines, & Penalties

Careless Driving and Dangerous Driving are both serious offences that can have a significant impact on your insurance premiums, and your life. Careless Driving is a provincial offence that can in some cases double what you pay for insurance in Ontario, can get your license suspended, and could land you in jail for six months.

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Buying during COVID-19 - new vs. used

Buying a Used Vehicle During the COVID-19 Crisis

If you’re thinking about buying a car or truck during the current state of emergency, you may find it challenging to get that car on the road. There is currently no way to register your newly-purchased vehicle online, so if you don’t live close to a Service Ontario office that’s open, there may be no

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Person deciding between leasing or financing a car

Should You Lease or Finance Your Vehicle?

When you’re shopping for a new car, you may not have the money to pay for it all in cash. Leasing and financing are two popular ways to get the car you want, with payments you can afford. In terms of auto insurance, it makes no difference to your rates whether you lease or finance

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Financial Services Regulatory Authority of Ontario

FSRA and Insurance Regulation in Ontario

On June 8, 2019, the Financial Services Regulatory Authority of Ontario (FSRAO) replaced the Financial Services Commission of Ontario (FSCO) as the regulatory body for insurance in the province.

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COVID-19 and auto insurance rebates

The Truth About Pandemic Auto Insurance Rebates

There is lots of news out there about insurance companies offering discounts and rebates to reflect a drop in the frequency and cost of claims. It’s true that insurance companies are doing their best to help their customers save during the crisis, but the maximum savings are only available by removing coverage, and that can

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Air travel cancelled due to COVID-19

Effect of the COVID-19 Crisis on Travel Insurance

Planning Travel During The COVID-19 Crisis? Travel Insurance Implications Given the current environment around COVID-19, all non-essential travel is being cancelled for the time-being, and many Canadians are thinking about cancelling planned trips abroad even later in the year. Some have travel insurance, and some don’t.

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Missed insurance payment on calendar - COVID-19 written into all months

Missed Payments During COVID-19

The COVID-19 pandemic is wreaking havoc all over the world, leading not only to severe health challenges and social isolation, but also financial and logistical problems related to closed offices and a badly struggling economy. During this time, it’s still best to keep all your insurance up-to-date, but

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