Al Maggi

Al Maggi is Mitchell & Whale's senior writer and content editor. Al works closely with other members of the M&W broker and executive team to make complex insurance topics understandable, and simpler ones interesting and informative.

Posts by Al Maggi:

Young drivers - how much for insurance?

Young Driver in the House? How Much For Insurance?

For parents who have new and learning drivers in the house or maybe even getting their own car to go off to school, it’s good to know how much you can expect to pay for their auto insurance. The short answer is that for a family living in North York, it could cost you as

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Cheapest cars to insure

How Much to Insure Canada’s Cheapest Cars?

If you are considering buying a vehicle on Auto Trader’s list of Canada’s cheapest vehicles, you should know that the lowest-cost vehicles don’t necessarily get you the lowest insurance premiums. Here’s what it would cost 4 Ontario drivers to insure the cars on the list.

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Telematics

Usage-Based Insurance Can Now Surcharge You

When usage-based insurance (UBI or telematics) first came to Ontario in 2013, the law allowed insurers to give discounts based on good driving behaviour, but did not allow surcharges based on bad driving behaviour. As of November 2020, the law has changed, and insurers can now surcharge you if your telematics app records risky driving

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How much is home insurance in Ontario?

How Much is Home Insurance in Ontario?

Home insurance is essential protection for anyone who owns their own home. It’s not mandatory, but if you have a mortgage, your bank will insist that at least the structure itself be insured. So if you’re buying for the first time or looking to move, you might want to know how much you’re likely to

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M1 Riders: Online insurance is here

First-Ever Fully Online Insurance App for M1 Motorcycle Riders

With new riders having trouble booking rider training and M2 tests due to the pandemic, M&W has launched a new online app to help M1 licence holders get insured and get on the road in 2021! The first of its kind in Canada, the app will deliver accurate quotes in as little as 4 minutes,

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Toronto tenants insurance - what you need & how much you'll pay

Renting in Toronto – How Much Is Tenants Insurance?

If you’re looking to rent an apartment in Toronto or elsewhere in the GTA, you can usually get a tenants insurance package for $20-40 a month. And if you drive, which most of us do, your tenants or renters insurance could pay for itself by getting you a 5-15% multi-line discount on your auto insurance.

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Gap in your insurance history? How your rates are affected.

Gap in Your Auto Insurance History? What Does it Mean for Your Rates?

There are dozens of reasons why you could have a gap in your auto insurance history. Some will affect your future premiums, and some won’t. The question, ultimately, is why? If you didn’t have a car for six months, that should have no effect. If your license was suspended for impaired driving, on the other

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