Author: Al Maggi

About Al Maggi:

Al Maggi is Mitchell & Whale's communications wizard and content editor. Al works closely with other members of the M&W broker and executive team to make complex insurance topics understandable, and simpler ones interesting and informative.

Posts by Al Maggi:

Insurance While Riding with Your M1: What You Need to Know

28 Jul 2020 in Motorcycle Insurance

With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may […]

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What You Need to Know About Your Home For an Accurate Insurance Quote

21 Jul 2020 in Home Insurance

How Well Do You Know Your Home for an Insurance Quote? Your home insurance premium is based on the particulars of your home, including when it was built, what it’s made of and how big it is. If you don’t know these important details about your home, you might find that the quotes you get […]

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Do I Need Business Insurance for My Home Business?

16 Jul 2020 in Commercial Insurance

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, […]

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A Short Pause for The Team That Never Stops

15 Jul 2020 in News at M&W

The Mitchell & Whale team has been working super-hard throughout the pandemic to help our customers get through it. When COVID-19 hit in March, we were one of the first businesses in Ontario to be fully remote to protect both our team and our customers, and since then, we’ve not only maintained our high standards […]

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Why Can’t I Insure My Home For Market Value?

13 Jul 2020 in Home Insurance

Many people get confused when we talk about how much their home should be insured for. It’s got nothing to do with what you paid for the home, or what you could sell it for today.

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How Will COVID-19 Affect Your Insurance Rates?

10 Jun 2020 in COVID-19 Resources & News

The coronavirus pandemic, in the short term, is having a downward impact on auto insurance rates in Ontario, but that’s mostly related to people not driving to work. In the longer term, say in the next 3 to 5 years, COVID-19 is likely to drive up insurance rates for everyone, especially for businesses, particularly because […]

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Careless & Dangerous Driving in Ontario: Laws, Fines, & Penalties

09 Jun 2020 in Auto Insurance

Careless Driving and Dangerous Driving are both serious offences that can have a significant impact on your insurance premiums, and your life. Careless Driving is a provincial offence that can in some cases double what you pay for insurance in Ontario, can get your license suspended, and

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Ontario’s Graduated Licensing System – Everything You Need to Know

02 Jun 2020 in Auto Insurance

Since 1994, every new driver that wants to be licensed to drive in Ontario has to go through a three tier graduated licensing system that allows them to learn under controlled conditions over 2-5 years. Levels include G1, G2 and G.

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Buying a Used Vehicle During the COVID-19 Crisis

01 Jun 2020 in Auto Insurance

If you’re thinking about buying a car or truck during the current state of emergency, you may find it challenging to get that car on the road. There is currently no way to register your newly-purchased vehicle online, so if you don’t live close to a Service Ontario office that’s open, there may be no […]

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Should You Lease or Finance Your Vehicle?

29 May 2020 in Auto Insurance

When you’re shopping for a new car, you may not have the money to pay for it all in cash. Leasing and financing are two popular ways to get the car you want, with payments you can afford. In terms of auto insurance, it makes no difference to your rates whether you lease or finance […]

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