Author: Al Maggi

About Al Maggi:

Al Maggi is Mitchell & Whale's communications wizard and content editor. Al works closely with other members of the M&W broker and executive team to make complex insurance topics understandable, and simpler ones interesting and informative.

Posts by Al Maggi:

Getting Engaged? Insure That Ring!

12 Nov 2020 in Home Insurance

You’re getting engaged. Congrats! This is a very exciting time in your life. Shopping for a ring. Setting up the perfect proposal that you’ll remember years later. Popping the big question. Amidst all this excitement, it’s easy to forget that you just bought a piece of jewellery that could be worth $3,000, $10,000, or even […]

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Are You Making Money With Your Car? Insurance Implications

28 Oct 2020 in Auto Insurance&Commercial Insurance

If you use your car to make an income, you’re probably best off getting some kind of commercial auto insurance policy or at least a commercial endorsement on your personal policy. You may think it will cost a lot more, but not necessarily.

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How to Handle a Home Insurance Claim Dispute

21 Oct 2020 in Home Insurance

If you ever need to make a home insurance claim, it’s possible that it will go smoothly and you and your insurance company will agree on what has been damaged or lost, how much of it is covered, and what fair value is for those covered losses.

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Does Cannabis Affect My Non-Smoker Discount?

13 Oct 2020 in Home Insurance

If you get a non-smoker discount on your home insurance premium, you may be paying 5-20% less than a smoker with the same coverage. However, when your broker asks if there are any smokers in the home, that includes cigarettes, cigars, pipes, and yes, cannabis. Vaping too. All of these variations on smoking have been […]

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Insurance While Riding with Your M1: What You Need to Know

28 Jul 2020 in Motorcycle Insurance

With the COVID-19 pandemic wreaking havoc with lots of things, it should be no surprise that a lot of new motorcycle riders are having trouble booking the courses and testing they need to get their M2 licenses. With most insurance companies refusing to insure M1 riders, the only option for the summer of 2020 may […]

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What You Need to Know About Your Home For an Accurate Insurance Quote

21 Jul 2020 in Home Insurance

How Well Do You Know Your Home for an Insurance Quote? Your home insurance premium is based on the particulars of your home, including when it was built, what it’s made of and how big it is. If you don’t know these important details about your home, you might find that the quotes you get […]

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Do I Need Business Insurance for My Home Business?

16 Jul 2020 in Commercial Insurance

Every home business can benefit from some type of business insurance, even if it’s a simple liability policy to protect you if work you do for a client leads to a lawsuit. Other home businesses may store dangerous materials in the home, or even meet clients there. These businesses should all consult an insurance broker, […]

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A Short Pause for The Team That Never Stops

15 Jul 2020 in News at M&W

The Mitchell & Whale team has been working super-hard throughout the pandemic to help our customers get through it. When COVID-19 hit in March, we were one of the first businesses in Ontario to be fully remote to protect both our team and our customers, and since then, we’ve not only maintained our high standards […]

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Why Can’t I Insure My Home For Market Value?

13 Jul 2020 in Home Insurance

Many people get confused when we talk about how much their home should be insured for. It’s got nothing to do with what you paid for the home, or what you could sell it for today.

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How Will COVID-19 Affect Your Insurance Rates?

10 Jun 2020 in COVID-19 Resources & News

The coronavirus pandemic, in the short term, is having a downward impact on auto insurance rates in Ontario, but that’s mostly related to people not driving to work. In the longer term, say in the next 3 to 5 years, COVID-19 is likely to drive up insurance rates for everyone, especially for businesses, particularly because […]

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