Ask AdamYour Ontario Insurance Questions!

Insurance has a knack for being really hard to understand. Luckily, our President and Chief Awesomeness Officer, Adam Mitchell, has a knack for making complex ideas easy to understand. Check out his answers to some common insurance questions.

Ask Adam: Auto Insurance Myths

Every industry has its usual suspects of associated myths, and the insurance industry is no different—especially when it comes to auto insurance. Our brokers regularly come across the same misconceptions about auto insurance coverage and regulations, mostly regarding how accidents and tickets can affect your insurance premiums in Ontario. In this installment of Ask Adam, Adam addresses some of the most common myths.

Read more

Read more

Adam Mitchell
Adam Mitchell

Ask Adam: High-risk Auto Insurance Special

We have a lot of customers who ask questions about high-risk auto insurance and what it means to be deemed a high risk driver after receiving a notification from their insurance company. We thought it would be a great opportunity to shed some light on the topic and make it a little bit less scary for those of you who find yourselves needing to shop around for new insurance.

Read more

Read more

Adam Mitchell

Ask Adam: Car Insurance Special

Read more

Adam Mitchell

Ask Adam: Motorcycle Insurance Special

In This Installment of Ask Adam:

  1. Cost of insurance vs. value of motorcycle
  2. Insurance for custom bikes
  3. Rider training discounts
  4. Standalone motorcycle insurance
  5. Sportsbike blacklists
  6. Multiline discounts for experienced riders
  7. Advice for first time riders
  8. Seasonal motorcycle insurance
  9. Impact of automobile driving history on motorcycle insurance rates

Hi Adam,

Why would it cost me $3,000 – $4,000 for first time insurance when I only paid $1500 for my starter bike?

John in Scarborough

Read more

Read more

Adam Mitchell

Ask Adam: Home Businesses, Water Coverage, Moving Companies, and More

In This Installment of Ask Adam:

  1. Home day cares and insurance
  2. Working from home and insurance
  3. Choosing an insurer for a home-based business
  4. High-rise water coverage
  5. Insurance from moving companies
  6. Home insurance and moving company damage
  7. Rental car accidents and your personal policy

Hey Adam,
I run a daycare from my home, do I have coverage under my home insurance?

Sandra from Toronto

Read more

Read more

Adam Mitchell

Ask Adam: Term or Permanent Life Insurance?

Hey Adam,
I know I should be considering life insurance but I’m confused about the difference between term and permanent. I’ve heard that term insurance is a lot cheaper and the best way to go. Can you help me understand the options so I can figure out what’s best for me and my family?

Read more

Read more

Adam Mitchell

Ask Adam: To Claim or Not to Claim

Hey Adam,

I’ve had my house and car with an insurance company for eight years and this past weekend, lightning struck twice (sort of). Not only did I have a fender-bender with my car (minor damage and thankfully nobody was hurt), but I also lost some roof shingles in a windstorm. Read more

Read more