Cunningham Lindsey is a global claims adjuster and management firm that serves individual policyholders, businesses, insurers, and brokers with access to complex, high-quality solutions when losses occur.
|Canada Headquarters||Mississauga, Ontario|
|Global Employees||6000+ (2018)|
|Specialties||Commercial, Construction, Energy, Engineering, Financial, Fine art and specie, Liability/casualty, Marine, Personal lines, Property, Risk survey, Third party administration, and Catastrophe Response|
|Provinces Licensed||AB, BC, MB, NB, NL, NWT, NS, NU, ON, PEI, QC, SK, YT|
Cunningham Lindsey has been in business for over a century. In 2018, the company was acquired by Sedgewick, a risk management firm with assets and subsidiaries all over the world.
Cunningham Lindsey is one of the largest insurance adjusters in the world. Headquartered in California, USA, the company boasts 600 offices in 60 territories around the globe, including a North American branch which serves the United States and Canada.
The company is known for serving clients with a wide range of risk management and claims adjustment services that run the gamut from investigating and analysing claims to serving in an advisory role to risk managers at self-insured companies.
Here are some of the highlights of Cunningham Lindsey’s business model compared to other insurance adjusters that serve Ontario:
One of Cunningham Lindsey’s most impactful and unique strengths is the company’s truly holistic approach to claims management for clients.
Some claims management companies use groups of specialists to handle certain areas. Cunningham Lindsey uses subsidiaries and third-party companies, entire entities that specialize in different areas of risk and claim management to best serve its clients. The company refers to this collection as the Cunningham Lindsey Group.
The goal of the group is to serve Cunningham Lindsey clients through every step of what it calls, the “risk life cycle”: Loss, Post-loss, Mitigation, and Pre-loss.
Let’s say that a building owned by a Cunningham Lindsey client burns down. The company sends a loss adjusting team to the site of the fire as well as a team from InTrust, a subsidiary trained in dealing with different loss areas on a local level.
After the claim is settled, the company will send in analysts and construction experts like a team from Sergon, another subsidiary specializing in building consultancy to analyze why the fire occurred and how to rebuild to avoid a similar accident in the future.
To further prepare for any loss events in the future, Cunningham Lindsey will send in a team from Sergon to do a complete inspection of the building or from another subsidiary like Vale Training to ensure that building staff is familiar with the applicable protocols to limit the loss when accidents do occur.
By using different experts on a micro level to handle different areas of the claims management and risk mitigation process, Cunningham Lindsey can provide the best possible service to all types of clients.
The company and its subsidiaries combine to provide a wide array of services involving claims management and risk analysis.
Cunningham Lindsey adjusters are highly-trained to calculate benefit and investigate liability in accident and personal injury claims.
When a claim is made involving injury from an auto accident, the company dispatches adjusters to ensure that the claim is handled as quickly and easily as possible.
The company uses its teams’ experience to analyze auto claims and assess damage liability and benefit for car insurance companies and policyholders.
The Cunningham Lindsey subsidiary Sergon can provide high-quality consultants to the site of a client-owned building.
Cunningham Lindsey uses a large response network from its own company in addition to several expert group members to handle some of the largest floods, fires, and other catastrophes that affect clients.
EFI Global is a Cunningham Group member established in 2018 that handles:
FAS Global is a Cunningham Lindsey group member whose oversight includes:
Basic loss adjustment services include investigating the considerations of the loss and deciding liability
Cunningham Lindsey dispatches teams of specialized adjusters to handle more specialized, complex claim areas, such as:
Adjusters handle a wide range of property claims ranging from renter’s insurance claims to the needs of self-insured property management companies.
Cunningham Lindsey has experienced staff to handle the needs of government organizations and municipalities
TFI is one of the largest areas of commercial insurance, so Cunningham Lindsey has a dedicated division to handle claims relating to claims involving shipping and logistics companies.